Terms of Service

    Last Updated: 2025/01/01

    Welcome to Jamii Platform, provided by Olbongo Inc Ltd. These Terms govern your access and use of our website, mobile apps, and services. By using Jamii, you agree to these Terms.

    1

    Use of the Platform

    • You must be at least 18 years old to use Jamii
    • Provide accurate information when registering
    • Keep your account credentials secure
    • No unlawful or fraudulent activities permitted
    2

    Services Overview

    Jamii provides tools for:

    Managing donations & group contributions
    Loan management & repayments
    Insurance status checks
    Traffic charge verification

    Service availability may vary based on your role and community affiliation.

    3

    Payments & Refunds

    Refund Policy

    Payments for SMS reminders and memberships are non-refundable.

    • Services will be provided for their full duration after payment
    • We're not responsible for delays caused by payment processors
    4

    User Responsibilities

    Prohibited Actions

    • No impersonation or fake accounts
    • No unauthorized data collection

    Community Standards

    • Respect all community members
    • No abusive behavior
    5

    Intellectual Property

    All Jamii Platform content—including software, branding, text, graphics, and features—is property of Olbongo Inc Ltd or its licensors, protected by copyright and trademark laws.

    6

    Account Termination

    We may suspend or terminate accounts for violations of these Terms or suspicious activities. You may deactivate your account anytime.

    7

    Limitation of Liability

    Olbongo Inc Ltd shall not be liable for any indirect, incidental, or consequential damages resulting from Platform use or inability to use our services.

    8

    Changes to Terms

    We may update these Terms periodically. Changes will be posted here, and continued Platform use after updates constitutes acceptance.

    9

    Governing Law

    These Terms are governed by Tanzanian law. Any disputes shall be resolved through appropriate legal channels within Tanzania.